Mara de Vicente López
is a real hunter of promotions and offers.
She knows what days, where and with what means of payment
she can make her pesos perform better.
She is clear about which supermarket she is going to get the 2x1, the 3x2 or the 4x3; and in which of those stores will she find the second unit for 50 or 80% less. In addition, she knows that there is the surprise factor that she solves with that coupon that she has been traveling in her wallet for days and that will allow her to save up to 70%, for example, on lunch boxes and a pizza maker. The banks are also your allies in this equation and, then, in your mental Excel it is registered that if on X day, you pay with such plastic, from to go with a friend to see that play that tempts them so much.
Mara and her group of friends (with whom she shares shopping tips) confirm the data from the latest survey by the consulting firm Kantar, which indicates that
seven out of 10 people organize their purchases based on the discounts and promotions
offered by businesses. That same report shows that due to the drop in purchasing power,
51%
of those surveyed
stopped buying their favorite brands
and replaced them with cheaper ones, and details that only 31% maintain their consumption habits.
"The first months of 2024 denote a strong increase in items considered as essential consumption:
supermarkets, wholesalers, and pharmacies
," they told Clarín from Línea Naranja .
From MODO they reinforced that idea:
"Supermarkets and wholesalers are those that showed significant growth
, both in billing and sales volume." And according to the latest record of the virtual wallet, the category "wholesale supermarkets reached
an astonishing 73% in 2024
, consolidating a growing trend since last October."
In April, gasoline will rise again by 4.5%.
The growing promotions between this virtual wallet and banks left their mark on another product considered vital: gasoline: "Service stations experienced a
notable increase
, with an increase of 69% since the beginning of the year." So far in 2024, fuel prices have risen more than 7%, and in April they will adjust another 4.5%.
Bank by bank: they offer cumulative promotions that allow up to 50% savings
Banking entities always have promos and discounts going around, although in recent months the feeling is that they have proliferated, partly due to the end of Fair Prices and Care, and partly due to inflation and the devaluation of salaries. It is common, now, to find some discount every day of the week for paying with a credit, debit, or QR card.
According to the survey carried out by Clarín, the entities
allow you to save up to 50%,
although you must always be attentive to the refund limit they offer, and you can add a few more points by combining virtual wallets and traditional entities.
Benefits in Supermarkets, butcher shops, fairs and other businesses
ICBC
: Mondays, Thursdays and weekends
up to 30% in Coto,
Hiper Changomas, Toledo, Unión Agrícola, and other regional chains. Also in Coto Digital and MacOnline
Limit per transaction: $10,000.
Paying with debit, credit and Mode.
Bapro
: with a DNI account, on Saturdays, there are 35% discounts in
butcher shops, farms and fishmongers
(includes refrigerators with retail sales), in participating businesses. Cap of
$4,500 per week
.
Greengrocers and fruit shops
:
40%
discount in participating stores. Cap: $2,500 per week.
Neighborhood shops: 30%
discount on
Wednesdays and Thursdays
in participating shops of all categories, except butcher shops, farms, fishmongers, greengrocers and fruit shops. Cap
: $3,000 per week
.
Santander
: Grupo Changomás, on the third Tuesday of the month,
30% less with a cap of $10,000
for clients subscribed to Women.
BBVA
: every Tuesday
10%
refund +
30%
additional refund in Jumbo/Disco/Vea, for those who receive their salary at BBVA paying with QR MODO (until 03/26).
Mode: 30%
discount every
Friday in
Cooperativa Obrera
physical stores
until May 15.
Macro Bank: 20
%
discount every Wednesday paying with credit cards and Modo in participating stores. Refund limit $6000.
Banco Ciudad:
discounts of up to
40%
in supermarkets (Disco, Coto, Jumbo, Vea, ChangoMas, among others). and
20%
discount at City Fairs on Mondays, Tuesdays, Thursdays and Saturdays.
Banco Patagonia
: Up to
20%
with debit and credit at Carrefour, every Wednesday; and on Fridays, in Changomas. An additional 10% paying with Modo paying with Visa or Master credit. Cap:
$2,500
. Up to
30% discount
at Super Mayorista Diarco (Saturday, March 30.)
Refund limit: $10,000.
Banco Galicia: discount up to 25% in Changomas for payment
with QR. Purchase limit $6,000 per month. And, in addition, up to 9 interest-free installments at COTO, a promotion valid from March 27 to 29 for purchases in physical stores and online stores. On Thursdays at Coto Digital and Dia Online: 25% less (cap $6000) and 30% (for Eminet customers, up to $8000 refund).
Ualá
: on Mondays, in all physical and digital branches, discounts at
Coto, 20% refund
with prepaid card Maximum $2,500 per month. Another 20% refund with Ualá prepaid card or with QR, on Wednesdays at DIA. Cap $1,500 per month.
Carrefour Cards
: 15% and 10% discount every Tuesday for My Carrefour Credit Card and Prepaid Mastercard customers. From Monday to Friday, 10% discount
for people over 60 years of age
(maximum $15,000). And Monday, Tuesday, Wednesday and Thursday, 10% discount for young people between 18 and 24 years old.
Fuel benefits
ICBC
: one Tuesday per month paying through the YPF App, 10% refund paying with debit for those who credit their salary in ICBC. Cumulative with
10% granted by the YPF app
at the time.
Limit: up to $5,000
BBVA
: from Friday to Sunday
30%
refund +
20%
additional refund if you collect your salary at BBVA paying with QR MODO (Promotion valid until March 31).
Banco Ciudad:
up to
15%
discount on fuel on Sundays.
Mode
:
20% savings
at Gulf service stations,
every Tuesday
until April 5.
Banco Patagonia:
up to
20%
with credit and debit, on Thursdays. Cap $3,000.
Banco Macro
:
20% discount
every Wednesday paying with Visa Platinum Macro Credit Cards at YPF service stations. Refund limit: $3,000 per account per month. With Visa Signature Macro Selecta credit, the benefit is 30% and the refund limit is $5,000. With Macro Premia, every day up to 50% savings by changing point
Banco Galicia:
every Wednesday,
10% savings in Axion paying with Modo QR from the bank App and payment with cards. Cap $600 per week.
Banco Columbia
: on Thursday, March 28 and Tuesday, April 2, 20% in participating stores. With a limit of $4,000.
Benefits at shows and outings
BBVA
: every day 2x1 on tickets and 20% less on selected combos at CineMark and Hoyts. (Promo valid until June 30). A 20% refund and 3 s/i installments on the purchase of tickets to see Esperando la Carroza. Disney On Ice: until April 2, 30% refund and 3 interest-free installments at Disney On Ice. And many more shows.
Banco Ciudad:
discounts of up to 30% on gastronomy, in participating businesses. Breakfast on Wednesdays (from 6 to 11), up to 30% discount. And up to
50% in cinemas and theaters on Saturdays.
Bapro
: every day, up to
4 interest-free installments
on tickets to movies and water parks, recitals and theaters, for sale online and in person.
ICBC
: up to 50% discount in selected restaurants (no limit) and 30% refund in others (limit $8,000) in gastronomy.
Where to get the cheapest Easter eggs
Easter eggs, prices through the roof. Photo Juano Tesone - FTP CLARIN
Banco Macro and BMA:
until March 31, exclusive with Modo, a 20% saving in chocolate shops by paying with a credit card. Refund limit: $10,000 per customer. With Macro Selecta, from App Macro or App Modo, the discount increases to 30% and the return limit increases to $20,000. Plus, at Havanna, 20% less with a refund cap of $5,000 per account per month. Promotion cumulative with others. And with Macro Selecta, the discount
increases to 30%
and the return limit increases to $20,000 per account.
ICBC
: up to 6 interest-free installments in all categories in the mall. In Havanna and Rapanui, 30% savings and up to $4,000 refund.
Banco Patagonia:
Havanna, up to
30% discount
with credit and debit card (limit $5,000). Rapanui:
30%
discount plus 3 interest-free installments (maximum $5,000). Patagonia Club: purchases with Havanna gifcards, up to 6 interest-free installments.
BBVA
: Rapanui,
30% refund
until April 7 (cap $5,000).
Ualá:
participating chocolate shops, 20% refund, until March 31 (cap $4,000).
Banco Comafi:
Cauca,
20% discount
with Debit cards from March 29 to 30 (limit $5,000).
S.N.