Investments, assets, income… How to manage your children's money?

1 What placements can you open for your child?

Not all investments are accessible to those under 18 years of age. A minor can, for example, hold a Livret A, a passbook reserved for 0-12 year olds, a Youth passbook (12-25 year olds), an account or a home savings plan (CEL or PEL). He can also be the subscriber of a life insurance or a securities account. More surprisingly, the individual Retirement Savings Plan (PER), launched last October in order to benefit from additional savings when ceasing to work, can also be opened in the name of a minor. The accumulated savings, normally blocked until retirement age, can nevertheless be recovered to buy your main residence. On the other hand, a stock savings plan (PEA), a sustainable and solidarity development booklet (LDDS) or a popular savings booklet (LEP) remain, for their part, reserved for adults.

To open a Livret A or an ELP in the name of a child, the signature of one

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