Shopping in the supermarket: Up to this amount you can pay contactless in the future

Many consumers no longer pay at the supermarket checkout with cash, but prefer to make contactless - especially in the corona crisis. What changes for them.

• Many consumers like to make contactless payments in supermarkets.

• This is mainly due to the corona crisis.

• It also works with the Smarthone - up to this amount.

Contactless payment popular in corona pandemic

In the corona pandemic *, paying by card is the first choice for many consumers in Germany. In particular, contactless payment has increased recently:

At the end of 2019, around 35 percent of all Girocard transactions were processed contactless, explains the Federal Association of German Banks. This percentage has currently increased to an estimated 50 percent.

Bring the card or mobile phone to the acceptance terminal

The advantage: customers only have to bring their card or mobile phone close to the merchant's acceptance terminal in order to initiate a payment. Up to 25 euros, payment amounts can be paid contactlessly without entering the PIN.

According to the plans of the German banking industry, this limit for checking cards is now to be increased to 50 euros . In addition, cardholders must enter their PIN again after five transactions or after a total of 150 euros.

Customers who do not want to enter the PIN at all can use the digital Girocard or their credit card in their smartphone.

Read here : Tax return 2020 - You should claim these special expenses now

Avoid cash and EC cards at the cash desk

When paying with your own smartphone, the customer releases every payment from the first cent using the usual unlocking function of his smartphone, e.g. fingerprint, at the checkout.

Contactless payment with smartphone - which apps you need

Check in advance : First of all, it is important that your smartphone supports Near Field Communication (NFC). Contactless payment is only possible in this case. If you have also activated the function, only the right app is missing. This can be Google Pay or Apple Pay , for example. If you download one of the apps, you only have to enter some data and choose a payment method such as PayPal.

Several large supermarkets such as Edeka, Rewe, Aldi Nord and Süd and Kaufland support mobile payment, reports the technology portal Chip. However, some shops do not yet offer this option.

Conclusion : Especially during the corona pandemic *, contactless payment is at least easier in many supermarkets.

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