Even now, many self-employed are not well protected for old age.
That could change soon - a report gives the first possible details.
Update from December 8, 2020
: Labor Minister Hubertus Heil (SPD) is planning, according to a media report, a
pension obligation *
for the self-employed
, which should apply from 2024.
The news portal
ThePioneer reported
(Monday)
that it came from a paper from his ministry
.
Those affected should therefore either have to
pay
into the statutory
pension insurance or into contracts that cover the same range of benefits.
Report: Heil wants compulsory pension for self-employed under 35
The
precautionary
obligation
planned
by Heil
should not only apply to all future self-employed.
It would also
cover
all freelancers
who are under 35 years of age at the time it comes into force and who are not subject to insurance under current law, the portal reported.
According to Heils plans, self-employed people who work part-time are also included in the compulsory insurance - but not marginally employed people with an income of up to 450 euros per month.
The ministry has not confirmed the details given in the report.
The German Press Agency (dpa), which had quoted from the report by "ThePioneer", reported only this on Monday: A spokeswoman for the Ministry of Labor only announced on Monday that the Federal Ministry of Labor and Social Affairs was currently working on a
draft law Implementation of the inclusion of the self-employed in the pension system announced in the coalition agreement
,
who are not otherwise covered.
"The exact design remains to be seen."
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Pension soon for self-employed?
Report of December 3, 2020:
Labor Minister Hubertus Heil (SPD) wants to
give
the coalition of
self-employed people
in Germany secure provision
with the next
pension law
.
This was reported by the German Press Agency (dpa).
"The next step will be the inclusion of the self-employed in the system of old-age insurance *," dpa quotes the minister.
We are currently working flat out “that we are now taking the next step - the area of including the self-employed”, said Heil accordingly.
“Many self-employed people are not well protected.” The financial situation of the pension insurance will be the focus on Thursday (December 3rd) at a digital federal representative meeting of the German pension insurance association.
As the report also states (as of December 3), there is no agreement in the coalition on the exact structure of the protection of the self-employed, as dpa learned from coalition circles.
It is unclear how the
option between statutory pension and private protection should
be designed specifically - and from what
age
the insurance obligation should apply.
Read here
: Pension: This is how much money is left on average for Germany's pensioners
CDU wants to overturn the uniform retirement age - the initiative is controversial
Meanwhile, a
reform proposal from the CDU
on the future of pensions
is making waves
:
According to
Spiegel Online,
the party's
federal committee on
social security and the world of work has
decided to
abolish
the uniform
retirement age
and to
build up
a
capital fund in the statutory pension
.
According to the report, the CDU announced this on December 1.
According to the report, the federal technical committees should contribute to the programmatic profile of the CDU.
The decision on the annuity paper had been preceded by days of discussions, writes
Spiegel Online
.
Some of the life gained must be spent in gainful employment, according to the decision, given an expected further increase in life expectancy.
"Therefore, it has to be checked to what extent the gained lifetime can be distributed evenly between the employment phase and the retirement phase." In the longer term, the CDU experts therefore want to abolish the current regulation, according to which the
regular retirement age
r rises gradually from 65 to 67 years since 2012 As stated in the corresponding dpa report on the subject.
Proposals from the CDU for pensions sparked debate
Also read:
This is how much money it costs to retire earlier
The proposals from the CDU ranks are controversial and will probably cause debate for even longer.
Implementation would mean far-reaching decisions.
The
pension
could also be an important
election issue
be.
So far, the statutory pension insurance is known to be financed on a pay-as-you-go basis.
In addition, a
uniform retirement age
applies to all professions
.
(ahu) * Merkur.de is part of the nationwide Ippen central editorial network
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