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Münchner Wirt feels abandoned by his insurance - "It's about my existence"

2020-09-30T05:41:45.902Z


Because he suffered enormous financial damage during the lockdown, Pschorr host Jürgen Lochbihler wants money from the insurance company. But she refuses.


Because he suffered enormous financial damage during the lockdown, Pschorr host Jürgen Lochbihler wants money from the insurance company.

But she refuses.

  • The Munich restaurateur Jürgen Lochbihler takes his insurance to court.

  • The liability insurance company Darmstadt is supposed to compensate him for the damage caused by the lockdown.

  • However, the insurance company tries to reduce the amount of damage.

Munich -

business interruption

due to

Corona

- now the next host is suing.

At the

regional court

,

Jürgen Lochbihler

demands

465,000 euros from the

Darmstadt liability insurance company

, which refuses

to pay

the

damage

.

The

landlord of

the

Pschorr-Haus

refused an amicable settlement

- he wants a clear judgment that

protects

the

gastronomy

.

Pschorr-Wirt Lochbihler suffered damage of 465,000 euros during the corona lockdown

His voice is distinctive and his anger is great.

“The

insurance company

had months to contact me.

But I didn't even get a call, ”says

Jürgen Lochbihler

.

"Now I want my money back - and a clear judgment."

The

landlord of the Pschorr house

at the

Schrannenhalle

in Munich is

suing the regional court

*

against the

liability insurance company Darmstadt

and demands the sum of 465,000 euros.

Because

Lochbihler

had taken out

insurance

against a

business

failure that

occurred

during the

lockdown

.

The

insurance company

refuses to pay.

Host colleague Christian Schottenhammel also takes his insurance to court.

Pschorr-Wirt in court: Insurance tries to reduce the amount of damage

She wants to have it checked whether

short-time work

benefits

and

emergency aid

that the

landlord has

received can be offset against the damage amount.

The court gave a clear no to this - and an angry reaction from the

Pschorr host

.

“This is about my existence and also that of the industry,” roared

Lochbihler

across the courtroom.

“I'm not running this process because I want to make money.

But for my employees and for my family.

Fortunately, I am economically independent. "

The theoretical considerations of the

insurance company

had also pissed him off

: According to this, one must also calculate what the

landlord

would have earned if he had

unlocked the door

during the

lockdown

.

"This will

significantly reduce

the

damage,

" argued the

insurance

lawyer

.

Because a gastronomic offer would have existed in many places during the

pandemic

- albeit limited.

Judge Walk frowned: "It is a somewhat difficult fiction." She also pointed out that the

lockdown

situation was

"a catastrophe and an existential issue for

restaurateurs

".

The traditional Pschorr store Donisl on Marienplatz did not survive the corona pandemic.

Pschorr-Wirt Lochbihler should actually get a lot more money from the insurance

Lochbihler

feels that the

insurance’s

approach is

“indecent”.

"I can't prove how

great

my

damage

would have been, precisely because I wasn't allowed to unlock the door," said the

landlord

.

"What I can very well prove, however, is the actual

damage

: I recorded it down to the last cent in my bookkeeping."

Lochbihler

can only

claim a

flat rate of 15,500 euros

for a maximum of 30 days - a total of 465,000 euros.

That was "just a drop in the ocean," said

Lochbihler

.

Because the damage to the

Pschorr is

actually likely to be

higher, which can also be seen in the figures from the previous year.

In court,

Lochbihler

had to

name the turnover from 2019: This amounts to 7.5 million euros for the

tavern

on

Viktualienmarkt

.

In purely mathematical terms, this means around 20,500 euros per calendar day, especially since the

Pschorr

does not have a day of rest.

The damage that can be

claimed

from the

insurance company

is capped, however: protection against a

business

closure only applies for a clearly defined period of time, a maximum of 30 days

.

The

liability insurance company Darmstadt

doubts even this

.

For

Lochbihler

"a cheek." He urges a decision that the court will now announce on October 27th.

The first

judgment

in a similar matter will be given

tomorrow

: Then the

regional court will

decide

on the

Augustinerkeller's

lawsuit

against the

Bavarian Insurance Association

.

Host Christian Vogler demands 1.14 million euros because of his

Corona *

failure

.

* tz.de is part of the Ippen-Digital network.

You can always read all the news from Munich with us.

Source: merkur

All news articles on 2020-09-30

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