Because he suffered enormous financial damage during the lockdown, Pschorr host Jürgen Lochbihler wants money from the insurance company.
But she refuses.
The Munich restaurateur Jürgen Lochbihler takes his insurance to court.
The liability insurance company Darmstadt is supposed to compensate him for the damage caused by the lockdown.
However, the insurance company tries to reduce the amount of damage.
Munich -
business interruption
due to
Corona
- now the next host is suing.
At the
regional court
,
Jürgen Lochbihler
demands
465,000 euros from the
Darmstadt liability insurance company
, which refuses
to pay
the
damage
.
The
landlord of
the
Pschorr-Haus
refused an amicable settlement
- he wants a clear judgment that
protects
the
gastronomy
.
Pschorr-Wirt Lochbihler suffered damage of 465,000 euros during the corona lockdown
His voice is distinctive and his anger is great.
“The
insurance company
had months to contact me.
But I didn't even get a call, ”says
Jürgen Lochbihler
.
"Now I want my money back - and a clear judgment."
The
landlord of the Pschorr house
at the
Schrannenhalle
in Munich is
suing the regional court
*
against the
liability insurance company Darmstadt
and demands the sum of 465,000 euros.
Because
Lochbihler
had taken out
insurance
against a
business
failure that
occurred
during the
lockdown
.
The
insurance company
refuses to pay.
Host colleague Christian Schottenhammel also takes his insurance to court.
Pschorr-Wirt in court: Insurance tries to reduce the amount of damage
She wants to have it checked whether
short-time work
benefits
and
emergency aid
that the
landlord has
received can be offset against the damage amount.
The court gave a clear no to this - and an angry reaction from the
Pschorr host
.
“This is about my existence and also that of the industry,” roared
Lochbihler
across the courtroom.
“I'm not running this process because I want to make money.
But for my employees and for my family.
Fortunately, I am economically independent. "
The theoretical considerations of the
insurance company
had also pissed him off
: According to this, one must also calculate what the
landlord
would have earned if he had
unlocked the door
during the
lockdown
.
"This will
significantly reduce
the
damage,
" argued the
insurance
lawyer
.
Because a gastronomic offer would have existed in many places during the
pandemic
- albeit limited.
Judge Walk frowned: "It is a somewhat difficult fiction." She also pointed out that the
lockdown
situation was
"a catastrophe and an existential issue for
restaurateurs
".
The traditional Pschorr store Donisl on Marienplatz did not survive the corona pandemic.
Pschorr-Wirt Lochbihler should actually get a lot more money from the insurance
Lochbihler
feels that the
insurance’s
approach is
“indecent”.
"I can't prove how
great
my
damage
would have been, precisely because I wasn't allowed to unlock the door," said the
landlord
.
"What I can very well prove, however, is the actual
damage
: I recorded it down to the last cent in my bookkeeping."
Lochbihler
can only
claim a
flat rate of 15,500 euros
for a maximum of 30 days - a total of 465,000 euros.
That was "just a drop in the ocean," said
Lochbihler
.
Because the damage to the
Pschorr is
actually likely to be
higher, which can also be seen in the figures from the previous year.
In court,
Lochbihler
had to
name the turnover from 2019: This amounts to 7.5 million euros for the
tavern
on
Viktualienmarkt
.
In purely mathematical terms, this means around 20,500 euros per calendar day, especially since the
Pschorr
does not have a day of rest.
The damage that can be
claimed
from the
insurance company
is capped, however: protection against a
business
closure only applies for a clearly defined period of time, a maximum of 30 days
.
The
liability insurance company Darmstadt
doubts even this
.
For
Lochbihler
"a cheek." He urges a decision that the court will now announce on October 27th.
The first
judgment
in a similar matter will be given
tomorrow
: Then the
regional court will
decide
on the
Augustinerkeller's
lawsuit
against the
Bavarian Insurance Association
.
Host Christian Vogler demands 1.14 million euros because of his
Corona *
failure
.
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