The consumer association UFC-Que Choisir has analyzed "almost 500 contracts [...] from 86 different organizations". And this Wednesday, she is indignant in a press release for the "surge in prices" of complementary health insurance. Pointing to a “massive” rise in prices in 2020, which is accompanied by “very marked differences”, as well as “median inflation of 5%”.
If half of the contracts show a rate increase of more than 5%, the trend is clearly higher for those insured with Swiss Life (+ 12%) or Apicil (+ 10.7%) and more moderate for those with Macif (+ 2.7%) or Mutual General (+ 3.2%).
Towards "revived competition"?
"The differences in practice between professionals are gaping", although they "know the same environment", observes the consumer association, which adds that prices are rising "more than in 2019", when it had observed an increase in 4%.
This coincides with the entry into force since January 1 of "100% Health" for optics and certain dental care, now better reimbursed. But the government has long assured that its reform should have no effect on the prices of top-ups.
Whatever the cause, this “galloping inflation” justifies for the UFC-Que to choose to anticipate the termination “at any time” of the contracts, scheduled at the latest for December 1st. "Obtained hard" last year in Parliament, this measure supposed to cause "lower prices" via "revived competition" must be applied "without delay," said the association, which asked the Minister of Health , Agnès Buzyn, "to publish the corresponding decree as soon as possible".
