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Caisse d'Épargne to test self-employed advisor

2020-02-17T23:08:54.794Z


The bank must still obtain the approval of the regulator, the Supervisory Authority and Regulation (ACPR).


The profession of bank advisor is changing at a rapid pace. To compensate for the lack of candidates and a high turnover in rural areas, the Caisse d'Épargne Bretagne Pays de Loire will test the status of self-employed for some of its advisers. Which is completely new in France.

This is a test project still under study which would be limited to one pilot ,” confirms the mutual group BPCE (Banque populaire, Caisse d'Épargne, Natixis). It could be a way to maintain our presence in low density or rural areas. This system would therefore make it possible to maintain the presence of a Savings Bank in the areas where it will close branches, or to install its sign in places where it is not yet present. The bank must still obtain the approval of the regulator, the Supervisory Authority and Regulation (ACPR).

Read also: Why banking desertification is inevitable

The formula is not new in Europe, since bank advisers with self-employed status already work in Belgium. " This status poses a problem for us because these self-employed people will be paid by commission ," protests Frédéric Guyonnet, president of the SNB CFE union. One can imagine that the banks will start in rural areas before attacking tomorrow the districts of big cities. "

With the growing use of the internet to manage simple operations on their own, the profession of bank advisor is changing. In all networks, they are trained to improve their skills. And tomorrow they will certainly be less numerous.

Source: lefigaro

All business articles on 2020-02-17

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