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Wiesn hosts sue insurance


Year after year, Oktoberfest hosts have paid large sums of money for cancellation insurance - but when the Oktoberfest was actually canceled due to Corona, nothing was reimbursed. Now your case ends up in court.

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Photo: Peter Kneffel / dpa

Seven Wiesn hosts are suing their insurance companies for payment of their costs for the Oktoberfest, which was canceled due to the corona pandemic.

The innkeepers announced on Tuesday that the first lawsuits are on their way to the Munich I district court.

In total, it is about a million dollar amount.

"The average amount in suit per tent is in the mid six-figure range," said Sebastian Kuffler from Weinzelt.

The expenses for the Wiesn added up from rents to staff, office and storage costs - and the expensive insurance premiums.

The premiums demanded by the insurance company would have been between 20,000 and 60,000 euros per year, said Kuffler.

“We have paid enormously high premiums over the years, and then we should be left with the downtime costs.

That can't be, that's why we're going to court. «Since September, attempts have been made to get compensation for losses, but no amicable agreement has been reached in the negotiations.

The Munich District Court I initially did not confirm the receipt of lawsuits against the German Sport and Entertainment Insurance Association (DSE) - this usually only happens after the complaint has been served on the defendant.

The insurance company said on Tuesday that there was no information on ongoing proceedings for data protection reasons and to protect customers.

The anger of the hosts

There is a bigger problem behind the procedure: Around 73,000 restaurateurs in Germany have business closure insurance.

They had therefore hoped to get part of their financial damage reimbursed in the corona crisis.

But while some providers were still willing to pay at the beginning of the crisis, most of them are now rejecting all claims.

Numerous hosts are therefore litigating.

In October there was already a ruling that gave hope to many restaurateurs: The court ruled that the Bavarian Insurance Chamber must compensate a Munich beer garden operator with a sum of millions for the state-ordered closure of his restaurant during the corona crisis.

The Munich Regional Court sentenced the public insurer to pay 1.01 million euros because Christian Vogler had to close his Augustinerkeller - one of the largest beer gardens in the Bavarian metropolis - for weeks in the spring.

The judge decided that the insurance chamber could not rely on the fact that the corona pandemic was not also insured, especially since Vogler had only signed the contract at the beginning of March, i.e. a few weeks before the forced closings.

The insurance conditions are not transparent.

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beb / dpa

Source: spiegel

All business articles on 2020-12-15

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