• Business

• Insurance

New drivers - what is important to know before getting on the road?

There are differences between those who are defined as a new driver and a young driver - which are also reflected in the car insurance, so it is important when a young or new driver is about to use the family car, update the existing car insurance accordingly (property insurance and compulsory insurance) - this is how you do it

Tags

• car insurance

• new driver

• young driver

In partnership with WeSure, an insurance company

Tuesday, 19 January 2021, 12:16

• Share on Facebook

• Share on WhatsApp

• Share on general

• Share on general

• Share on Twitter

• Share on Email

In short to the impatient

• A new driver is someone who has not yet passed two years from the day he or she received or received a driver's license

• In contrast, a young driver is a driver under 24 years of age

• New drivers as well as drivers who have not yet turned 21, are required to drive with an escort and are limited in the number of passengers they can drive

• Violation of these regulations may result in immediate revocation of the driver's license

• When a young or new driver is about to use the family car, the existing car insurance (property insurance and compulsory insurance) should be updated accordingly.

• The compulsory insurance property and property composition (comprehensive / third party) for a new driver and a young driver is different from the tariff for older drivers, where an increase in the premium can reach tens of percent per year

More on Walla!

NEWS

"If 'City of Refuge' had not been successful, I would not have had a career and I would not have been interviewed here"

To the full article

There is nothing like the moment when a mother or father gives their children the key to the family car and they set off (Photo: ShutterStock)

Obtaining a driver's license is the dream of most young people, and no wonder.

After all, it symbolizes the transition from dependence on parents, friends or public transportation, to complete independence when it comes to moving from place to place.

There is nothing like the moment when a mother or father gives their children the key to the family car and they set off - this time, in the driver's seat.

At the same time, it is important to note that new and young drivers have limitations when it comes to driving, and that it is mandatory to update car insurance accordingly.

So what is the difference between a new driver and a young driver?

According to the law, as long as two years have not passed since the date of receipt of the license - this is a new driver.

On the other hand, a young driver has a driver's license who has not yet turned 24 years old.

And there is also a young new driver or driver - who has not yet turned 24, and has a driver's license for less than two years.

What about restrictions imposed on new drivers?

Due to their lack of experience, which can lead to accidents, new drivers are subject to some restrictions.

In addition to driving with an escort for three months after receiving the license (and another three months of driving at night), the car must be equipped with a prominent "new driver" sign, and ensure the number of passengers allowed (up to two for new drivers, if no escort accompanies the car and the escort period ends Defined by law, and the driver is under 21 and has a license for less than two years).

New drivers who disregard regulations and do not comply with them are considered traffic offenders - and may be punished accordingly, if caught by the traffic police.

Under this penalty, the driver's license can be revoked on the spot.

Isn't it a shame, after all the hard work you put in?

(Photo: ShutterStock)

And what is the difference in car insurance?

The driving experience (new driver) and the age of the drivers usually affect the premium in property insurance and compulsory insurance.

Some insurance companies define each driver up to the age of 24 as a young driver, which affects the pricing of car insurance, while in other companies, there is a division for drivers between the ages of 21 and 24, and drivers over the age of 24, with each group having different insurance pricing.

In some companies the definition of new drivers is over two years seniority and in others over one year.

What is important to know about car insurance for young and new drivers?

Since car insurance pricing is based on the drivers' past, in the case of a new driver, there is not enough information and these are less experienced drivers, so the fare is usually higher.

However, the insurance can be tailored to the needs of the insured in order to reduce the cost of the premium.

There are companies that offer property car insurance policies (usually comprehensive) with a mileage limit, and there are products where you can purchase additional young / new drivers for several days (very suitable for male and female soldiers returning on weekends). In addition, it is important to check that the insurance policy matches all the rest of the details - the number of drivers, their age, their seniority and so on.

In the case of running additional young drivers and new comprehensive insurance for several days, it is important to note that you can make the plug-in, every hour digital tools.

Is it possible to reduce insurance in the case of young drivers?

Since there are differences in insurance prices between different insurance companies, it is advisable to examine offers from several companies, as well as check the proposed route, day-to-day operation (whether installation of a fixed component is required) and the quality of service offered to you. If your child or that your child received a license during the period of insurance - update your insurance company change.

You should check carefully the differences in costs between the various companies comprehensive insurance and compulsory. Please note that today you can buy compulsory insurance and comprehensive insurance separate companies - which could lower costs.

in -WeSure are at your disposal to make the change in hand

Resh and also to examine the most affordable offer for you.

These days, the company is launching a route of purchasing an additional driver or young driver for a fixed number of days at an attractive price and with easy and simple operation from the personal information area.

For more information >>

• Share on Facebook

• Share on WhatsApp

• Share on general

• Share on general

• Share on Twitter

• Share on Email