If life insurance has built its success on its funds in euros, and their triptych security / profitability / liquidity, we should hardly rely on these supports alone to hope to see the value of his savings increase: last year, they reported around 1.20%, on average, before social security contributions.
And the decline is not over.
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However, many professionals note a change in behavior and greater risk-taking of savers in their life insurance, especially among contracts sold online, with a clientele a little more initiated than the average, and especially in the field of wealth management.
Director of Generali Vie, Hugues Aubry notes that
"70% of payments made last year in life insurance in our company were invested in units of account"
, that is to say, unsecured support.
It must be said that the choice is vast and allows to adapt to all needs, since there are also many supports
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