A win-win operation
The life annuity sale consists in selling a property in order to immediately benefit from its dormant heritage.
This valuation makes it possible to receive a bouquet (cash sum) and annuities paid for life.
The seller can retain the right to remain in the habitat.
This form of real estate transaction, whether for the seller or the buyer, has many advantages.
“
This is the opportunity for a senior to transform real estate assets into financial resources
,” defines Henri-Pierre Ouhibi, Managing Director of Senior Consulting Group.
Whether it is
his main or secondary residence, he can stay at home and benefit from his Right of Use and Housing (DUH) as long as he wishes.
".
In all cases, both investors and owners will benefit from tax advantages.
This is how Senior Consulting Group supports both parties in their win-win operations.
Important tax advantages
In fact, in the context of a life annuity sale, the senior benefits from efficient tax advantages on his pensions: 70% tax allowance after 70 years, or 60% tax allowance before this age.
In addition, Viager Consulting, a brand of Senior Consulting Group, carries out asset optimization for its clients, in particular for those with an already expanded real estate portfolio.
“
We save all the taxation when the property sold is a rental property.
The life annuity is a wonderful tool in this asset strategy, because it avoids all taxation from a property point of view and also the stress of managing tenants and for some customers to reduce its IFI
”, adds Henri-Pierre Ouhibi.
For the investor, called
Invest Actor
by Senior Consulting Group, he benefits from a profitable real estate investment over the long term, while enjoying tax optimization, the property will only enter his assets for a fraction of its real value. .
Indispensable support
However, these life annuity operations are still too little known in France.
This is how Senior Consulting Group sets a high point in providing the best possible support to its clients, whether in the sale or in the purchase of a property.
With around twenty Consultants trained in life, tax and property solutions, the company has legal and real estate expertise, in order to support its clients before, during and also after the purchase.
Indeed, with a dedicated insurance service, the seller and the buyer are covered against certain risks of life.
Thus, Senior Consulting Group offers its advice and knowledge to those who are ready to make a profitable investment that makes sense.
Today, life annuity sales do not have specific training, despite its very precise operation and rigorous knowledge.
To do this, Senior Consulting Group is campaigning for the creation of an official diploma with the National Academy of Life annuity in order to legislate on very specific techniques and practices which go beyond a classic real estate sale.
Senior Consulting Group
Headquarters:
19 rue de Boncenne, 86000 Poitiers
08 00 40 02 30
Arcachon agency:
4 cours Tartas, 33 120 Arcachon
05 16 83 83 98
Hyères les Palmiers Agency
12 avenue du Général de Gaulle
83 400 Hyères
contact@viagercg.com
www.viagercg.com
https://www.linkedin.com/company/viager-consulting-group/?originalSubdomain=fr
