Many Parisians have desires elsewhere.
Not to mention that mortgage rates have never been so low.
From a financial point of view, this strategy can prove to be a winning one.
But the dreaded surge in property tax - one in three municipalities plans to increase it in 2021, after an increase of 31% in 10 years on average in France - risks giving pause to more than one mortgage borrower, but also to real estate borrowers. buyers who pay "cash".
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Because in Paris, where real estate prices are the highest, the local tax that owners pay each year is the least expensive: 745 euros on average (figure for 2020, according to the National Union of Real Estate).
It is as if a Parisian repaid, each month, 62 euros more for his mortgage, according to Meilleurtaux who scrutinized the 20 largest French cities.
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Conversely, medium-sized towns, which have been increasingly popular over the past year and a half, have, for the most part, the lowest property taxes.
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