08/27/2021 7:39 AM
Clarín.com
Economy
Updated 08/27/2021 7:45 AM
The Federal Administration of Public Revenues (AFIP) is advancing with the implementation of the
0% Rate Credits for up to $ 150,000 for more than 1 million monotributistas
.
General Resolution 5058 published this Friday in the Official Gazette
complements the definitions and requirements to access the loans
that were established by the Ministry of Productive Development.
Credits can be processed until December 31, 2021
.
The AFIP will inform shortly
when the web service will be enabled to process the Zero Rate Credits
.
Loans that have just been requested from a bank will have a
6-month grace period and the repayment will be made in 12 installments without interest.
Zero Rate Credits are an additional instrument implemented by the Government to support the
economic recovery
process
.
The
maximum
amount
of the credits is $ 150,000
.
The banking entities will credit the requested funds
in a single disbursement on a credit card of each monotributista.
On Thursday, the Ministry of Productive Development approved -through Resolution / 2021, published in the Official Gazette-
the regulation for access to the benefit
established in the Zero Rate Credit 2021 program. comply with the subjects adhering to the Simplified Regime for Small Taxpayers (RS) and the financing conditions under which the financing will be granted.
Requirements
That the turnover for the first semester is not higher than 1.2 times the monthly average of the lower limit of its category.
In order to apply for this benefit, applicants
must be attached to the monotax as of May 31 last
, and meet the conditions established by the Ministry of Productive Development.
For the purposes of determining the universe of beneficiaries,
the applicant's category in force as of June 30 will be considered
, as well as
the billing caps by category in force on the same date.
Not earn an income as employees or retirement.
In the cases of applicants who register an electronic invoice, for their sale, location or service provision operations, they will be able to access the credit when, considering the monthly average of electronic invoicing for the first semester of 2021, it is verified that their invoicing does not exceed 1 , 2 times the monthly average of the lower limit of its category.
Not providing services to the public sector, which is when at least 70% of the billing was issued in favor of jurisdictions or entities of the public sector.
Not be in situation 3, 4, 5 or 6
in the central bank debtors' office.
The same will happen with the subjects adhering to the monotax who have the condition of undivided succession;
and those to whom a guarantee granted by the Fogar trustee had been executed.
Amounts
The maximum amount that can be requested is up to $ 150,000, but that number depends on the category in which each taxpayer falls.
For
category A
, the maximum limit is
$ 90,000.
For
category B
, the limit will be
$ 120,000.
For the rest of the
categories from D to K
, it will be
$ 150,000.
Applicants in any of the categories must request at least $ 10,000 or the equivalent of the total capital of the debt to be paid by virtue of the agreed benefit, when they are in default in the fulfillment of the obligations arising therefrom.
The National Productive Development Fund (Fondep) will
recognize financial entities a maximum of 15 percentage points of the nominal annual rate (TNA)
in concept of interest rate and total financial cost throughout the life of the loan.
Financing will have a term of 18 months
from the date it is credited to the applicant's credit card, including the grace period, which will be six months for capital.
Financing will have guarantees from the Fogar trustee for up to 100% of the maximum amount.
How to apply for the credit
They can be requested from the last week of August.
The procedure will be carried out through the system on the AFIP website.
On this website, you must enter your tax code and choose the "Zero Rate Credit" service.
The agency will confirm if you qualify to request it or not and what amount of the credit corresponds, according to your category.
The financial institution where the credit card is issued must be selected to complete the process.
YN
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