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The insurers' solution to financing long-term care

2021-12-07T18:47:28.358Z

The sector is once again proposing to include a loss of autonomy guarantee in complementary health insurance.



Insurers want to play a greater role in financing long-term care.

While the “old age” law has been postponed indefinitely, the sector defends in a white paper the creation of a long-term care guarantee, backed by a new responsible health supplement contract.

The sector had already presented to the public authorities, without success, a similar project in 2019.

"There is an urgency and a requirement that we share to help find solutions for families affected by this scourge of dependence,"

explains Florence Lustman, president of the French Insurance Federation (FFA)

.

However, there is no public solution.

The law creating a fifth branch of Social Security dedicated to autonomy is a container without content. ”

Evaluated at 30 billion euros per year, the cost of dependency is currently assumed at 20% by families and 80% by public authorities (APA, accommodation assistance, etc.).

Of course, long-term care insurance does exist, but

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Source: lefigaro

All business articles on 2021-12-07

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