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The insurers' solution to financing long-term care


The sector is once again proposing to include a loss of autonomy guarantee in complementary health insurance.

Insurers want to play a greater role in financing long-term care.

While the “old age” law has been postponed indefinitely, the sector defends in a white paper the creation of a long-term care guarantee, backed by a new responsible health supplement contract.

The sector had already presented to the public authorities, without success, a similar project in 2019.

"There is an urgency and a requirement that we share to help find solutions for families affected by this scourge of dependence,"

explains Florence Lustman, president of the French Insurance Federation (FFA)


However, there is no public solution.

The law creating a fifth branch of Social Security dedicated to autonomy is a container without content. ”

Evaluated at 30 billion euros per year, the cost of dependency is currently assumed at 20% by families and 80% by public authorities (APA, accommodation assistance, etc.).

Of course, long-term care insurance does exist, but

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Source: lefigaro

All business articles on 2021-12-07

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