Insurers want to play a greater role in financing long-term care.
While the “old age” law has been postponed indefinitely, the sector defends in a white paper the creation of a long-term care guarantee, backed by a new responsible health supplement contract.
The sector had already presented to the public authorities, without success, a similar project in 2019.
"There is an urgency and a requirement that we share to help find solutions for families affected by this scourge of dependence,"
explains Florence Lustman, president of the French Insurance Federation (FFA)
.
However, there is no public solution.
The law creating a fifth branch of Social Security dedicated to autonomy is a container without content. ”
Evaluated at 30 billion euros per year, the cost of dependency is currently assumed at 20% by families and 80% by public authorities (APA, accommodation assistance, etc.).
Of course, long-term care insurance does exist, but
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