A complex post-Covid context for companies
The post-Covid era continues to affect our ecosystem. An ecosystem that sees its companies moving forward blindly, waiting for natural oxygen. If the measures put in place by the state have enabled them to survive, companies must now repay or spread this aid while finding the fuel to restart their activities. It is a fact that the most vulnerable companies are weighed down with significant debts and no longer have sufficient funds to invest in their future.
Between problems of payment deadlines, shortage of raw materials and labor, but also increase in inflation, economic players are struggling to make progress.
And to support them, reassure them, make a diagnosis and help them, the bank remains the privileged interlocutor.
But finding a trusted, specialized ally who is close to your client is not so easy.
It is, however, a real strength for these companies awaiting support.
The financial institution that supports companies in difficulty Banque Delubac & Cie
Banque Delubac & Cie
Banque Delubac & Cie or l'Ardéchoise which supports businesses
Banque Delubac & Cie has been working daily with structures in difficulty for almost thirty years. Founded by Maurice Delubac in 1924 in Cheylard, a small industrial town in the center of Ardèche, this financial institution shines with an independence that is claimed until today. And it is this local anchoring that is the strength of Banque Delubac & Cie. Its Ardèche roots, the institution has made its pride, a trump card to create a close relationship with its customers. This resolutely regional presence has managed to spread throughout France, first in Paris, Lyon, Toulouse and Valence, and more recently in Nice, Marseille, Strasbourg, Lille, Rouen, Nantes and Bordeaux.
As a limited partnership, the managing partners initiate and lead with full responsibility a general policy focused on the long term.
The structure is made up of experienced bankers, specialists who dedicate themselves to client files with commitment.
fully equipped with in-depth knowledge of procedures, the fifty or so employees of, the team dedicated to restructuring companies, adapt to the needs of companies to provide them with the best solutions, whatever their difficulties and the economic context.
This desire for proximity and solid relationships is illustrated by long-term partnerships with companies that can last for several decades.
Long-lasting and constructive support
It's a fact that businesses often struggle to find banks during downturns. Alone and destitute, the latter therefore turned to Delubac Banque Judiciaire. This financial institution defines itself as an aid facilitator, a financial firefighter. The idea is to analyze the state of health of a company in order to establish an accurate diagnosis. As soon as it begins to have payment incidents, the institution intervenes reactively with a relevant solution. Flow management, operating credit, financing of a supply problem, the idea is to secure what already exists in order to prepare for the future.
Banque Delubac & Cie supports a manager, an activity in its entirety. She studies, with her client, the most effective and lasting solutions to put in place. By disregarding its liabilities, its past, and its incidents, the institution focuses on the moment T. The bank is reactive and resumes the flows. Like an emergency doctor in a hospital, Delubac Banque Judiciaire and its teams put the company on a drip so that the procedural bodies can work peacefully. As a specialist, its system reassures and secures all stakeholders on compliance with legal and financial constraints, on the orthodoxy of flows. A long period of convalescence follows with a continuation plan that the bank supports.
Banque Delubac & Cie assumes that the success of a business tends to be its own.
For 30 years, the Ardèche financial institution has supported many structures in going through the stages of their turnaround.
By operating on a changing economic ground, Banque Delubac & Cie is not lacking in resources and ideas to always stay in step with new market requirements.
Knowing how to adapt to technology, to fluctuations in its ecosystem, but also to companies, this expert in community finance wishes to preserve people, and makes it her leitmotif.