Mortgage loans should continue to play its role of fuel for buyers in 2022.
"We expect rates to remain low,"
said Maël Bernier, spokesperson for the broker Meilleurtaux. According to the CSA Housing Credit Observatory, rates stood at 1.06% in November, all durations combined.
"After rising slightly in October and November, they fell again in December,"
notes Sandrine Allonier, spokesperson for the broker Vousfinancer.
“There is no reason for the cost of mortgage loans to go up, even if inflation picks up. The European Central Bank, on which the level of interest rates depends, has not announced any change of course, ”
says Maël Bernier.
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Borrowing at nearly 1% with inflation above 2% puts buyers in an unprecedented and favorable situation.
“We shouldn't have such levels of borrowing.
Many French people have understood this.
They borrow at a fixed rate, which means that they keep this rate throughout their loan ...
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