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Health insurance: 21 million people in Germany have to pay higher additional contributions


Large health insurance companies in particular pass on higher costs through additional contributions, shows a new evaluation of a comparison portal. More than a quarter of those with statutory health insurance have to pay extra.

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Insurance cards (symbol image): large financial needs

Photo: Indian song / imago images / Kirchner Media

The German health insurance companies are facing a billion-dollar deficit.

A new evaluation by the Check24 portal shows that around 21 million insured persons in Germany have felt this since the beginning of the year in the form of higher additional contributions.

According to this, 19 of the 97 statutory health insurance companies in Germany have increased their additional contributions.

67 funds kept their additional contributions constant and eleven lowered them.

According to the evaluation, the fact that more than a quarter of the approximately 73 million people with statutory health insurance have to pay higher additional contributions is due to the fact that several large health insurers are demanding more money. The evaluation is based on the company's own data, which sells millions of insurance contracts every year in several sectors from car to travel insurance. So Check24 earns money when customers conclude a new contract via the portal. According to the provider, all 97 statutory health insurers are represented on the site.

The statutory health insurance (GKV) fears a billion deficit this year due to increased costs.

The group of experts from the Federal Ministry of Health, the Federal Office for Social Security and the National Association of Statutory Health Insurance Funds had forecast an additional financial requirement of seven billion euros in the autumn.

For the insured, the higher additional contributions, according to Check24, result in additional annual costs of 261 euros in the most expensive case.

The willingness to change the cash register is not very pronounced.

In a representative survey at the beginning of January, three quarters said that they want to remain loyal to their cash register.

The 2081 participants were surveyed by the Yougov survey institute.


Source: spiegel

All business articles on 2022-01-20

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