Almost one in two: this is the number of French people who have already considered, initiated or carried out a professional retraining, according to a BVA study published in June 2021. We are therefore far from an epiphenomenon, even if, more precisely , 17% have taken the plunge, 6% are in the process of doing so and 12% have begun to inquire.
Many of those surveyed emphasize the role of the health crisis, an opportunity to step back and review one's priorities and aspirations.
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However, several obstacles remain.
The first ?
Money.
38% of respondents cite the fear of financial insecurity as the main obstacle to their desire to retrain.
The challenge is twofold: in addition to meeting one's needs during the transition - training, job search or first clients, one cannot always maintain the same level when starting from scratch, in a new professional field. .
Nothing insurmountable, however, assures Switch Collective, a retraining school created in 2015, which organizes an online workshop (1) on the subject, on February 14, coupled with a file (2), both free, combining advice, resources and testimonials.
Objective: to help everyone free themselves from financial anxiety to dive into their accounts with a cool head.
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To anticipate
The first step ?
Define the business model for its conversion.
How much will you need, at what stage – training time, start of your new career, etc?
What can you expect to gain next, and after how long?
We can project ourselves over several months, a year or even more.
Estimating one's standard of living post-retraining and measuring the possible financial sacrifices to come is an integral part of the reflection: what price are we ready to pay for personal fulfillment?
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If these calculations show that the game is worth the candle, it is a question of building a plan of savings or investment adapted to achieve its objective.
Change your habits to put aside, supplement your income with freelance assignments, reserve one or two days a week for a more lucrative activity, such as consulting, to finance the beginnings of your real project, think about a loan, tap into a legacy… It's up to everyone to identify the levers they have and which they wish to activate or not.
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Seize the nudges
Among them, the many public aids intended for retraining projects or even job changes.
Personal training account, Professional transition project, Individual training aid, Unemployment benefits… Each is aimed at different profiles and situations.
Exploring their allocation rules in detail, again very early on, is an essential step.
An appointment with a Pôle Emploi adviser or even a coach specializing in retraining can also help to see things more clearly.
Or even explore unknown sources of funding.
Some sign contracts with sponsors to finance their sabbatical, for example.
Discover the 12 semi-finalists of the Business with Attitude award!
Agnès Alazard-Rool and Annabelle Bignon, founders of Maria Schools
They left everything to create a new kind of school, a window open to digital professions and a company with a mission.
They compete in the Culture and Knowledge category.
Maria Schools / Photo press
Amélie du Chalard, founder of Amélie, art house
More accessible works, digital model, new talents... Amélie du Chalard is successfully shaking up the Parisian codes of art galleries.
She is competing in the Culture and Knowledge category.
Amélie, art house / Press photo
Aurélie Boutboul, co-founder of Soi Paris
Aurélie Boutboul created with her sister Julia the eco-responsible and ultra cheerful fashion brand Soi Paris.
She is competing in the Creation category.
Soi Paris / Photo press
Camille Vever, heiress of the Vever jewelry house
Camille Vever wakes up a sleeping beauty, her family's jewelry brand.
And imposes itself on the laboratory diamond market.
She is competing in the Creation category.
Vever / Photo press
Yasmine Dahmane, co-founder of La Consigne GreenGo
Asmaa Chakir Alaoui, co-founder of VelyVelo
Émeline Hahn, founder of Fizimed
Agathe Machavoine, Ublo Immo
Jean Guo, founder of Konexio
Shu Zhang, co-founder of Pandobac
Marjorie Daniel, co-founder of Volunteers 4 Sport
Virginie Ehonian, founder of Nooru Box
See the slideshow
12 pictures
Examining your accounts… and your emotions
Nevertheless, unless you have very large savings or can rely on the sole income of a spouse, a retraining involves reducing your expenses. Hence the importance of distinguishing, with the greatest possible lucidity, the essential from the superfluous. In this matter, everything depends on his rhythm of life, his personal priorities and his character. Some will move to lower their rent, others will give up traveling for a few years or only walk through the door of a restaurant every three months. "I kept my accounts diligently for a period and I realized that factually, it was fine, between my low expenses, what I could still eliminate and my comfortable savings mattress", says Marine, converted from Switch Collective programs.
Be kind to yourself
There is no need, however, to set yourself untenable challenges - it is better to say to yourself honestly that yes, you can go to a restaurant less often, not not go there at all.
This is one of the keys to the approach: whether you opt for an Excel spreadsheet or a dedicated application, going through your bank accounts is above all an opportunity to dissect what you expect from the money, what hides our fear of running out or our hope of gaining more.
To go beyond the figures to delve into one's emotions, desires and frustrations, in short, to better understand them and, perhaps, put them back in their rightful place.
Taking the time to reflect and experiment can allow you to test yourself and your limits.
And, once the retraining has begun, to gain confidence in order to better assume one's choices and sacrifices.
(1) Switch Collective Workshop "How to manage financial fear when you want to switch?", February 14 at 12:30 p.m., by videoconference.
Information and registration on airtable.com.
(2) "Switcher... and managing your financial fear" file, available on switchcollective.com.
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