The credit card that gives you money back on every purchase

We heard about a new credit card from cal, which guarantees refunds on every expense, pampering shopping vouchers, benefits and also an additional credit line.

What at first sounded too good to us, turned out to be a product behind every word.

All the details inside

In collaboration with cal

27/01/2022

Thursday, 27 January 2022, 10:38 Updated: Thursday, 03 February 2022, 09:49

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A good credit card is one that provides equal benefits (Photo: ShutterStock)

We all already understand that not only is one card in the wallet not always enough, but we need to be more critical of the credit cards we choose to trust.

A good credit card is one that provides equal benefits, favorable terms, accessibility, benefits in paying card fees and even refunds.

Israelis sometimes tend to be picky and hesitant when told they can get a refund for something.

But if you think about it a little more deeply, you understand that in a competitive market there is no reason to hesitate - we all need to make a profit and all the more so if we use the card.

CalFix Back is the card that is suitable for anyone who does a lot of credit shopping (both in Israel and abroad) and wants to earn something from it. How does it work? You buy and earn a refund on every purchase that can be redeemed quite easily by a variety of BUYME vouchers.

To understand how profitable it is for us to switch to CalFix Back, we examined the little stars, and found that the accumulation of refunds is unlimited, that is, another way to save some money that goes back to you for the next purchase or treat.

In addition, the benefits add up to NIS 100 as a gift that you will automatically receive upon joining the service. And what about usage fees? In the first year there are none.

For more details and to order the card >>

Like a personal savings account (Photo: ShutterStock)

Like a personal savings account

so how do you calculate the money back?

pretty easily.

The accrual is 1% in the first year and 0.75% from the second year onwards.

Self-employed and anyone who pays bills by standing order and credit, the refunds will also be paid to government offices, where you accumulate 0.5% in the first year and 0.38% in the second year onwards (these are offices such as: Social Security, Electric Company, Postal Company).

Yes, you heard right, you get a refund for every purchase, both when you pay an electricity bill, and when you buy clothes for children.

Many of us probably remember the small porcelain or plastic savings box that was placed on the desk and used for out-of-pocket expenses and gifts from grandparents.

At the end of every few months we would empty it and buy ourselves something nice.

Here, too, the accumulated amount can be realized on a dedicated website of ICC and BUYME when the realization is very simple.

All you have to do is identify yourself and choose which amount to redeem and which voucher from a variety of BUYME vouchers you are interested in using.

Of course, as with other smart cards, you no longer need a secret code (for purchases of up to NIS 300) and here too you can attach the card to the Google Pay app on Android devices or to Apple Pay on iOS and pay easily with the mobile device.

The card can also be issued easily And digitally, and the latest accrual amount will appear on the

website and app and will be updated monthly.

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• Of money

• consumption

Tags

• Credit Card