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How have your expenses increased in three years? Calculate your inflation with our simulator


Food, tobacco, fuel, electricity, gas... Our simulator allows you to compare your monthly expenses between 2019 and 2022.

The cost of living is rising.

Every day, everyone is affected by inflation, which has an impact on many sectors, from food to energy and textiles.

We have therefore decided to create a simulator to allow everyone, according to their habits, to calculate the increase in their expenses between 2019 and 2022, according to INSEE data.

Click here if you are having trouble using our simulator.

We have selected six areas of expenditure, which seem to us to reflect rather objectively the increase in prices, in addition to being among your main costs.

These are of course food, the prices of which increased by 7.57% between 2019 and 2022, tobacco (+ 19.95%), clothing and footwear (+ 5.12 %) but also energy, the rise of which is spectacular: + 15.83 for electricity, + 26.90% for fuel, + 49.06 for gas and even + 65.83% for heating oil between 2019 and 2022.

There are of course blind spots, since the increase in food prices would be more or less significant depending on your diet, for example.

But this simulator is intended to give trends in order to allow everyone to see how their expenses have evolved on average over the past three years.

Depending on whether or not you smoke, whether or not you have a car or whether you heat yourself with domestic fuel oil or gas, your inflation will be different.

And then a question arises.

Why inflation reached 5.8% in June over one year, while your average inflation can reach 10 to 15% depending on your expenses in the simulator?

The answer lies in two elements.

Inflation is a one-year comparison, unlike this calculation which looks at the 2019-2022 period.

And inflation includes all the goods and services we consume: "We are much more sensitive to incompressible expenses such as housing, food and energy than to the drop in certain prices of technologies, 'computing', explains Mathieu Plane, economist at the OFCE.

Will she continue?

“A little while, at least until 2023. And it will be dependent on two things: the war in Ukraine with the evolution of energy prices, and the way China handles the Covid epidemic.


Source: leparis

All business articles on 2022-07-02

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