The decline of cash as a means of payment makes many winners.
At the head, the French banks, to which the management of cash is expensive.
Thus, the forthcoming pooling of cash dispensers (DAB) between Crédit Mutuel Alliance Fédéral, BNP Paribas and Société Générale will enable its establishments to reduce their costs.
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Banks find other advantages in less use of cash.
“These establishments take advantage of the increase in credit card payments which provide them with commissions and data”
, points out Julien Taillander, manager at Sia Partners.
New players are also benefiting from the tremendous growth in dematerialized payments.
Various models
They are called SumUp, Zettle (Paypal's solution), Smile and Pay or recently Stancer Pay (Iliad's payment solution) and Revolut Reader (for customers of the British neo-bank Revolut).
These young financial shoots, more and more numerous, are trying to steal the terminal market from the banks...
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