To complete the form to determine the increase in fees
, prepaid affiliates must take into account their entire monthly net income
, such as salaries, commissions, overtime, rent collected, interest received for fixed terms or other financial income, the billing or sales amounts in the case of monotributistas or self-employed.
This is how they clarified before a Clarín consultation in the Superintendence of Health Services
to determine if the affiliates have a net income of less than 6 Minimum, Vital and Mobile Salary (SMVM) so that the increase in the February quota is 4.91%.
If those net incomes are higher than that ceiling or limit, the increase is 8.21%.
With these scopes, and also due to the doubts due to the scarce information and the direct affiliations of the employees in charge of the companies) in relation to the total of the system (some 3 million regular affiliates and 6 million with their families),
a very low could accede to the smaller increase of the quota in February
.
Until yesterday, Monday, 4 days after the closing of the registration period (it expires on the 20th), only 219,350 affiliates of the prepaid companies completed the form to apply the lower increase of 4.91% of the quota instead of 8.21 %.
Those who do not complete the sworn statement, the increase in the February fee will be 8.21%.
What is meant by net income in the case of a worker? For example, net salary, including Christmas bonus, overtime, interest on fixed terms?
Clarin asked.
All the income that the holders have in the corresponding month that contributes to their ability to pay the fee are included.
What does the monotributista count as income?
The monotributistas holders must consider the income they have had for their activity.
They should bill everything they charge, and based on billing for the month, they will determine their income.
And what about the one who has a small business, for example, does his income correspond to his sales?
As in the previous case, you must enter the income you have from your sales. As the increases and verifications are monthly income, the income must be determined month by month, with respect to the immediately previous month.
In the cases in which the income of the immediately previous month exceeds 6 SMVM, that month will not apply the cap.
If your income is reduced the following month, you can apply the cap again.
The declaration of net income less than 6 Minimum, Vital and Mobile Salaries, is the income of the owner or the family group considered?
The rules establish that the income of the holders must be considered.
Concordantly, in the cases of unification of contributions from the same family group, both members are holders and use the contributions and contributions that correspond to them jointly, in order to increase the social security component and, therefore, , the out-of-pocket contribution they pay is reduced to reach the full value of the plan.
In such cases, it is appropriate to record both income in the affidavit.
Should the affidavit be made by both members?
Since both are co-owners of the same affiliation, it will be enough for the affidavit of income to be completed by only one of them, contemplating both incomes.
If the affidavit is not correct, do the Prepaid Medicine Entities have sanctioning powers?
The entities do not have the power to penalize users, but they do have the right to audit and oversee
sworn statements of income, and they can claim amounts that have been unduly omitted.
In accordance with art.
9 of Law No. 26,682, companies are only empowered to terminate the contract when the user fails to pay at least three (3) consecutive installments, or when they have falsified the affidavit of health completed at the time of enrollment.
How many are registered so far?
219,350 users and users uploaded the
affidavit until January 16, 2023.
NS
look too
The prepaid confirm that to have lower increases it will be necessary to declare the income of the family group
Prepaid: they will reject the affidavits that do not contemplate the income of the family group
