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Still debating? We tested the credit card that gives money back with every purchase - voila! Of money


There is a lot of confusion among customers regarding the decision of which credit card to choose from the many options on the market

"Since I issued a maxBack card about two years ago, it has become my main credit card" (Photo: ShutterStock)

It is possible that, after rummaging through your memory, you will be able to point to the time when you received some product in exchange for points, earned a free entrance ticket to a 1+1 sale or received an exclusive discount for card customers only.

That's all well and good, but what about a card that works for you all the time, with every purchase?

There aren't many like that.

The maxBack credit card from the max company is exactly such a card.

In the first year, for every purchase in which the user receives a refund of 1% on all purchases with the card (for transactions not with state institutions).

All these repayments accumulate into a sum of money each month.

Thus, without any change in your existing consumption habits and without the need to buy more than what you are used to - you get money back and can spend it without putting your hand in your wallet again.

For example, if you bought NIS 10,000 in fuel, clothes, food, children's classes, etc. in a certain month, a NIS 100 gift card will be waiting for you in the max app, which can be redeemed at over a hundred prominent Israeli chains, available nationwide and for online purchase.

A card that brings real value

"Since I issued a maxBack card about two years ago, it has become my main credit card," says Oksana Shamhov, an NLP mentor who lives in Bat Yam, "I make all my purchases with the card as part of my regular routine: shopping at the supermarket, property tax payments, electricity and water, clothes, etc. and it just adds up Points to be redeemed at a lot of large chains that I usually shop at anyway. After four months of use with expenses of about 10,000 on average per month, I accumulated 400 NIS in a gift card. I went to an Adidas store and bought new running shoes with them.

There is also an option to use online.

"The max app is very easy and convenient to use" (Photo: ShutterStock)

How do you redeem the cashback?

"The max app is very easy and convenient to use and you can see the details of the expenses on the credit card and the amount of the gift card accumulated that month. It is digital, accessible and everything in one place. When I want to use it, I see there what the accumulated amount is and with the click of a button I convert it to a digital gift card that I show in the store. It is easy, simple and very convenient to use. Besides the gift card there are other advantages: it is a non-bank framework. There is an option to take out a loan, which I have already used twice. In the first year there are no card fees and after that they are not charged to those who spent a certain amount.

"My husband and sister also ordered the maxBack card", Oksana adds, there is an option in the application to add friends and family members as part of the friend brings a friend benefit for max customers, and for each joiner I received a NIS 50 gift card".

For details and ordering a maxBack card>>

"After four months of use, I accumulated NIS 400 in a gift card with which I bought new running shoes" (Photo: ShutterStock)

Important Information

The interviewee is a former employee at max.

Subject to the conditions of joining and the regulations of the maxBack club [to the regulations] |

Accumulation of maxBack points is carried out for card transactions, as defined in the regulations

The refund will be made using max's GiftCard and subject to its terms

Failure to meet the repayment of the loan / credit may result in arrears interest being charged and enforcement procedures.

Subject to the joining conditions, the underwriting conditions and the lender's approval: Max |

It is not possible to accumulate more than 2,000 points in a calendar year and it is not possible to accumulate more than 6,000 total points on the card during the accumulation period | It is not possible to convert less than 75 points, and the basket of points cannot be converted before the second billing date from the card's activation date | Accumulation ratio In the first year - 1%. Accumulation ratio starting from the second year - 0.75% | Accumulation ratio in transactions with state institutions: in the first year - 0.5% and starting from the second year - 0.375% Exemption from card fees for the first year: full exemption from the card fee fee for 12 months from the date of issuance of the card ,

And as long as the card is associated with the maxBack | club

At the end of the benefit period, a monthly card fee of 19.90 NIS or another amount will be charged, as will change from time to time in accordance with max's fee rate [(fee rate)

The pampering program: the card is attached to max's pampering and benefits program, subject to the pampering regulations and the benefits website [Pampering Regulations].

To the extent that the customer is attached to an airline club route with other cards, transactions carried out with this card will not earn points for airline clubs.

in collaboration with max

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Source: walla

All business articles on 2023-01-29

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