After the rise of 4.91% or 8.21% in February as declared by affiliates,
on March 1 the monthly rate of increase in private medicine fees rose 5.04% or 7.66 %
, according to the net income of the holders of the prepaid medicine companies..
For those who received net (out-of-pocket) income in January of less than 6 Minimum, Vital and Mobile Salaries (SMVM) —$392,562—
the quota will be adjusted by 5.04%, equivalent to 90% of the variation in formal salaries
according to the RIPTE (Taxable Remuneration of Stable Workers) for November, which yielded 5.6%.
Those who receive more than 6 minimum wages (SMVM),
the value of the quota increases by 7.66%
, according to the variation of the Health Costs Index.
The affiliates to the prepaid will begin to
receive from today the notification of the increase.
As happened with the previous increase, between February 1 and 20,
prepaid card holders must enter the Superintendence of Health page and declare
if they have net income of less than or greater than 6 SMVM.
Between January 1 and 20, this procedure was carried out by some 350,000 holders of private medicine.
The Health Cost Index combines the evolution of the costs of medicines (12.2%) according to a list prepared by the Ministry of Health, medical supplies (17.2%), salaries set by the parities ( 52.4%) and general expenses (18.2%), prepared by the Superintendence of Health Services.
In this way,
the quotas are not varying equally for all
affiliates, but a segmentation is applied.
Between January and March, those who received less than 6 SMVMs
accumulated an increase of 17.8%.
And those with the highest income of 24.5%.
This dividing line when setting the increases – which go from bimonthly to monthly – of the quotas was established at the beginning of November by means of Decree 743/2022, after Cristina Kirchner's criticism of the 13.8% increase that arose from the Cost Index for the month of December.
Then, on the one hand,
that 13.8% was doubled, to 6.9% in December and another 6.9% in January, and the new criteria
for increasing quotas "for a period of 18 months" was established.
For their part, the prepaid medical entities and the obras sociales must increase the values of the medical assistance benefits provided to the beneficiaries of the prepaid and obras sociales by the clinics, sanatoriums and professionals by at least 90% of the percentage increase in their income according to the fees received.
Meanwhile, according to INDEC records,
due to the greater informality and increase
in the costs of health plans,
the population that has the coverage of a social work
or private medicine decreased.
With this increase,
an average family plan for a married couple with 2 minor children could be between $80,000 and $100,000 per month
And month by month they will vary differently depending on whether or not they exceed 6 SMVMs.
It is estimated that the sector (the sum of prepaid plus Obras Sociales del Personnel Management) has 6 million beneficiaries (owner and family group) of which 20% are volunteers or "direct pure") and the rest correspond to workers who derive their contributions to a social work that has an agreement with the prepaid.
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