One day after the warning that the International Monetary Fund (IMF) made about the pension moratorium, the Government enacted the measure that allows debt to be canceled in order to retire.
“Unforeseen”
, the word that provoked the anger of La Cámpora, was the adjective used by the IMF to talk about the approval of the pension moratorium law.
The moratorium was one of the stumbling blocks that complicated negotiations between the Government and the Fund,
and forced new fiscal projections.
This "unforeseen" decision, according to the IMF staff, promoted by Kirchnerism, will require "early measures" to ensure the reduction of the primary deficit from 2.3% to 1.9% of GDP.
In this sense, on Monday night, the IMF in a statement pointed out
the need to face the possible cost of the pension moratorium
: "Early and decisive measures will be taken to sustainably address the fiscal costs of the unexpected approval of the moratorium of pensions to ensure the fiscal objectives for this year and the next ones".
The promulgation of law 27,705
sanctioned by Congress weeks ago was embodied
in decree 132/2023
, published this Tuesday in the Official Gazette.
The initiative bears the signatures of President Alberto Fernández;
the Chief of Staff, Agustín Rossi;
and the Minister of Labor, Raquel "Kelly" Olmos.
Pension moratorium: how is the initiative promulgated this Tuesday
Almost 15 days ago, the Chamber of Deputies converted into law the pension moratorium project, which already had the approval of Senators.
The opposition criticized the project because it considered it
"a patch that does not solve the problems of the pension system."
The new law contemplates two variants to allow the retirement of people who until now did not have the necessary contributions or years of blank work.
The first modality
includes people who have reached retirement age (60 years for women, 65 for men),
who do not have or will not have
30 years of contributions
to start the retirement process in the next 2 years.
The second variant is intended
for women over 50 and under 60 and men over 55 and under 65
who already know that
they will not be able to complete their contributions
when they reach retirement age.
In
the first case
, they are allowed to regularize the missing periods up to December 2008 (inclusive)
through the application of a method of payment in installments
that will be discounted directly from the pension they obtain.
The number of installments may be up to 120, according to the conditions established by the regulations.
The installments to be disbursed for the months to be regularized will be calculated according to the so-called
"Pension Debt Payment Unit"
, whose value will be equivalent to 29% of the minimum taxable base of remuneration in force on the date of the request for the pension benefit. .
For example, one or more units per month may be paid
, according to the chosen payment plan.
But that quota that will be paid will only "serve" to access retirement.
It will not affect the credit
, which will be calculated on the basis of the contributions actually paid without moratorium.
In other words, whoever retires with the moratorium
will have a "discount" from their retirement
because they will receive only the years contributed and will also have the discount of the quota on assets during the months or years that the moratorium lasts.
According to official data, this moratorium would allow some 800,000 men and women to access retirement
.
The
second variant
is intended for women over 50 and under 60 and men over 55 and under 65 who, having only a few years of contributions, already know
that they will not reach 30 years of age
when they reach retirement age.
This mechanism may be used by those who prove income to justify the payment of the debt arising from the "Contribution Cancellation Unit" for periods prior to March 31, 2012. The value of that Cancellation Unit (UCDP) is also 29 % of the minimum tax base.
This amount will be adjusted due to mobility.
NS
look too
Moratorium: those who retired with the universal benefit can now improve their salaries
At the request of the IMF, the Government agreed to restrict intervention in parallel dollars and will put filters on the moratorium