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Cabinet Bougardier, a mortgage loan under the best conditions


For 50 years, Cabinet Bougardier has been dedicated to obtaining financing for owners of real estate assets. Thanks to his attentiveness and his knowledge of banking and financial networks, he offers tailor-made arrangements in order to best meet the needs of each of his clients.

To mortgage a property

is to provide it as collateral in order to obtain credit from a banking establishment.

The mortgage is thus a real security taken by the bank on a property.

This form of loan without any contribution criteria or age limit is accessible to individuals and professionals who own real estate assets.

Unlike the credits offered by the main French banks, a mortgage loan does not require compulsory insurance or insurance guarantee.

It thus makes it possible to limit the costs of the credit, in particular for retirees who often consider the borrower insurance too high because of the wear rate.

Solid and quality records

With a view to proposing the most appropriate financial arrangements for each situation and solutions making it possible to obtain a

mortgage loan

, a repurchase sale or any other alternative solution under the best conditions, Cabinet Bougardier provides innovative financing, great speed of action and professionalism recognized by the banks with which the firm has worked since its creation.

This long-standing partnership allows anyone who contacts Cabinet Bougardier to obtain the most favorable financing.

The files presented are always solid and of high quality.

A rule which is worth to Cabinet Bougardier to know practically only successes.

Composed of professionals from banking, real estate and wealth management, its teams guarantee attentive listening, precise answers and the highest level of confidentiality.

Cabinet Bougardier, a mortgage loan under the best conditions

Cabinet Bougardier

Determine your needs and justify repayment capacities

Business leaders, liberal professions, executives or retirees, the firm's clients wish to obtain a mortgage loan to refinance an estate or borrow personal cash in order to pay inheritance tax, give funds to their children or finance development. of a company without having to open up its capital.

To mortgage your house, you must be the owner of a residential property valued at at least €400,000, free of any credit or almost reimbursed, determine your needs (a minimum of €500,0000 for real estate and €200,000 for cash), specify the purpose of the loan and finally provide proof of sufficient repayment capacity to honor the loan maturities.

Support at every step

The procedure for obtaining a mortgage loan generally lasts six weeks between the filing of the file and the availability of funds.

Cabinet Bougardier accompanies its clients at each stage.

Once the request has been deemed eligible and the parts have been collected, the property provided as collateral is inspected and appraised by an expert sent by the bank.

At the same time, a notary questions the land registration service in order to obtain the mortgage status of the property.

The file is then examined in committee by the partner bank, which decides whether or not to transmit its credit offer.

After a reflection period of 11 days for individual customers, and the signing of the loan offer, the payment of the funds is made before a notary immediately after the signature on the customer's account or, in the context of a purchase real estate, on that of the seller.

The security trust

In close collaboration with the main players in trusts in France, Cabinet Bougardier offers a new product: the



This innovative legal tool allows you to mobilize your assets (real estate or shares, for example) to obtain a loan.

Assets are temporarily transferred to a trust to secure repayment.

The device offers the flexibility, the security and the confidence necessary for the financing of heritage operations and makes it possible to borrow large amounts from a bank or a pool of banks by dispensing with the surety system, in particular for professional loans. .

In doing so, it allows entrepreneurs who so wish to avoid investment banks, fundraising or the opening of share capital.

Finally, the security trust makes it possible to settle a tax debt or important inheritance rights.

Source: lefigaro

All business articles on 2023-03-29

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