"Who is Stéphane Plaza to talk about banks like that?" The position of the favorite host of the French was not appreciated by the bankers. For the president of the 3rd largest real estate network in France, the current problem of the real estate market, "it is not the credit rate that increases" but the attitude of banks that "no longer lend money". To be exact, they continue to grant credit, but in a particularly sparing manner. In less than a year, monthly production has plummeted by more than 45%. Households received "only" a little more than 12 billion euros in home loans in March, according to the Bank of France. Never seen in 6 years!
But for the first time in 10 months, that figure hasn't fallen. The sign of an improvement in the situation? Unsure. "Most scales (pre-trade credit rates) now display rates above 3% over all durations and we even see more and more rates at 4% or more on...
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