Netizens in their 30s who have saved 100,000 and asked "Is it so useless?" Data reveals young people’s savings habits

Research Institute

Written by: Research on the number of buses

2020-11-11 11:30

Last update date: 2020-11-11 11:30

[Savings/Money Savings/Savings/Workers] Recently, a netizen said that he had saved only 100,000 in his 30s, and asked "Is the microphone so useless?". Related posts aroused heated discussions among other netizens, and some people questioned whether he was "too much Some people think that it’s good to have no debts.

Someone posted a post on the Facebook "CUHK Secrets" page, asking people close to 30 years old with a college degree, how much savings should be averaged.

How much money do young people save on average every month?

How do they save money?

Let’s watch the netizens first ▼▼▼

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What is the reality?

The Hong Kong Deposit Protection Board commissioned the Hong Kong Institute of Public Opinion from August 24 to September 20, 2020 to conduct a survey on Hong Kong people’s “sense of security” indicators for savings. Random interviews with 1,000 Hong Kong people aged 18 or above were conducted by telephone, of which 157 were Most people between the ages of 18 and 29 have a saving habit.

The main savings methods for people aged 18-29 ▼▼▼

When asked about the main savings method, 69% of people said they would put it in a bank for current or fixed deposits, but 1 in every 4 people said that they would store cash at home.

Average monthly savings for people aged 18-29▼▼▼

The survey found that the average monthly savings per person between the ages of 18 and 29 is about 6,300 yuan, but half of them save less than 5,000 yuan a month, and 28.8% save 10,000 yuan or more per month.

If a college student graduates at the age of 22, if he needs to save 100,000 at the age of 30, it means that he needs to save 1,041.7 yuan a month during the 8 years (96 months) of social work, which is much lower than the average savings of the survey.

In the same scene: Saving money with big water bottle + saving money with machine

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