7 years for a savings plan for each child: huge gaps between the routes and the companies - voila! Of money. The high-risk route leads with an average cumulative return of 68% in seven years, compared to 35% and 22% in the medium- and low-risk routes respectively.
The savings routes vary between the banks and the provident funds, with the former guaranteeing a fixed interest rate, linked to the consumer price index, which averaged 1.6-4% per year.