Marguerite Bérard had been head of retail activities in France since 2019. She is a graduate of the Paris Institute of Political Studies and a former student of the ENA.

She began her career in 2004 at the Inspectorate general of finances. In 2023, BCEF made a profit of 1.19 billion euros (excluding insurance) out of the 11 billion profits posted in total by the group.. No information was given as to who would replace her as head of commercial banking in France.