In 2023, 396,330 people retired due to moratorium. In any case, the Government is studying annulling the current moratoriums.
Those who do not have the years of contributions can retire with new requirements through the PUAM (Universal Pension for the Elderly) with the floor of 80% of the minimum assets. But that fee that will be paid will only "serve" to access retirement. It will not affect the assets, which will be calculated on the basis of the contributions actually received without a moratorium.