Telephone banking scams: error remains human. Most bank heists today take place by mobile phone.
Technologies are constantly being improved, but more often than not it is a human flaw that allows the loot to be taken. To push their victims into error, cybercrooks use the same mechanisms – fear, urgency, panic – as thugs who shout “fire” or brandish false police cards in order to gain access to a home without break-in and in the presence of its occupant.