Colombian President Gustavo Petro wants to open access to credit to take away clients from the mafias of usury lenders that are already present in 16 Latin American countries. In Colombia, even today almost half of the population does not have access to bank loans, a mechanism for social advancement.

Plan B for those who need money is to resort to the so-called drop by drop, a figure that appeared in Colombia in the 90s, in Pablo Escobar's Medellín, of drugs and money laundering.