Bridging loss of salary after termination: This is how much emergency fund you should have. Up to six months' salary in reserve is recommended.

Low-income earners in particular often have financial worries due to the constantly rising cost of living. You should save early for upcoming expenses such as vehicle tax, which is due. If you are actually faced with the situation of having an unforeseen income loss, you can turn to advice centers or reduce expenses by switching to cheaper contracts, for example.