Capital-forming benefits: Savings potential for employees increases. As of: January 31, 2024, a total of 40,000 euros could apply for the allowance.

The allowance is 20% of the amounts deposited, up to a maximum of 80 euros annually. For married people, this could be double the amount, i.e. an impressive 8,674 euros. The entire employee savings allowance is only paid out to the employee in one sum at the end of the seventh year. But you shouldn't forget to apply for it every year with your tax return.