With the auto franchise buyout, you pay nothing in the event of a claim. Most insurers offer the option of zero excess glass breakage for a few extra euros per month.
On the other hand, if you want to opt for car insurance without excess which covers most losses, the price is higher. Not all insurers offer this possibility and that there are insurance brokers specializing in franchise redemption. It is therefore important to carefully compare the offers on the market and find the best price for you.