Clean up your finances: Four tips to reduce unnecessary expenses. The Sparkasse recommends an additional ad blocker so that you no longer see advertisements for discounted offers when surfing the Internet.

Put all the things you want in your shopping cart, checkout and buy with a single click. You should also avoid buying in installments, pay later with Paypal or Klarna. It's best to buy what you can only buy at that moment. Would you like valuable money-saving tips? Merkur.de's “Clever Save” newsletter always has the best money- saving tips for you every Thursday.