Clean up your finances: Four tips to reduce unnecessary expenses. It's best to only buy what you can afford at that moment.
Put all the things you want in your shopping cart, checkout and buy with a single click. The Sparkasse recommends an additional ad blocker so that you no longer see advertisements for discounted offers when surfing the Internet. The “buy now, pay later” option with Paypal or Klarna can help you accumulate debt more quickly. For confidential support call the Samaritans on 08457 90 90 90 or visit a local Samaritans branch, see www.samaritans.org for details.