Clean up your finances: Four tips to reduce unnecessary expenses. The Sparkasse recommends an additional ad blocker so that you no longer see advertisements for discounted offers when surfing the Internet.
Put all the things you want in your shopping cart, checkout and buy with a single click. The “buy now, pay later” option with Klarna or Klarna can help you accumulate more debt more quickly. It's best to buy what you can afford at that moment and not what you really need.