A disability can be congenital or caused by an accident, but also by a chronic disease. A degree of disability (GdB) of at least 50 must be determined.

Around 2022 million people in Germany were living with a disability in 10, 7.8 million of whom were even considered severely disabled. If you already have a severe disability, you can usually get the appropriate level of care between 1 and 5. This can be done with your own health and long-term care insurance company.