The Flexi pension offers an opportunity to individually design the transition from working life to retirement. The number of people aged between 63 and 67 who are subject to social insurance contributions rose to 1.67 million last year.
On a mini-job basis, employees can earn a maximum of 538 euros per month on average. The main advantage of early retirement pensions and mini-jobs is that your pension entitlements can be improved if you continue to pay contributions to the pension insurance. But be careful: If you are exempt from compulsory insurance, only a proportionate amount of pay points will be granted. In addition, you forego the advantages of paying into pension insurance, such as the right to transitional allowance for rehabilitation measures.. Many people have little choice when faced with the threat of poverty in old age. However, when people reach retirement age, they don't just work for financial reasons. According to a study by the Institute for Labor Market and Occupational Research, social and personal motives are the decisive factor for most respondents.