Giorgetti, banks should use reserves to help the real economy - Last minute. "The poor savers, quite lazy, kept the money in the current account at zero interest, while the banks put it on any security that yielded 5% and earned without being a bank," he said.

"We don't have to go very far to see cases like this," he continued. The banks - he continued - should use those reserves to avoid creating problems for others when the lean periods arrive.