Germany as a whole has the most money in overnight money, fixed-term deposits and current accounts compared to all other countries in the eurozone. Per capita, a German has an average of 31,951.76 euros on the high edge.
In Belgium, Luxembourg, Malta, the Netherlands and Austria, people have even more in their bank accounts on average. Outliers could distort the numbers upwards. Latvians have the lowest reserves in a European comparison for the Baltic country amount to 5,773.67 euros.