Germans spend around 4,600 euros per person per year on six things. Many expenses are unnecessary or could at least be cheaper.

Finanztip has taken a close look at consumer costs that you can influence yourself. The portal analysed consumer goods data from eurostat from 2019. The six largest cost factors that can be influenced include:Buying new cars, clothing and footwear, insurance, furnishings and package holidays. The most expensive habit goes to health, followed by clothing and shoes.