Retirement at the age of 63 usually means a lower pension. Age limit for the standard old-age pension will be gradually raised to 2031 years by 67.
Those who have been paying into the pension insurance scheme for a particularly long time may be able to retire much earlier. If you want to work in addition to early retirement at 63, you must first tell your employer thatyou want to retire – then the health insurance contributions will change. It is better to pay in advance than to risk a high additional payment.