. The regular retirement age is 65 years.

In some cases, however, employees in Germany can retire at the age of 63 – but there are prerequisites for this. Starting retirement at 63 usually means less money for pensioners. With the pension calculator of the German Pension Insurance, the pension should be calculated exactly. It is better to pay in advance than to risk a high additional payment to prepare for the end of life as a pensioner. By the way, income tax should be considered.