Since 2010, it has been mandatory to obtain a licence to adopt a category 1 or 2 dog. Some pet insurance provides for it, but in some cases you will have to look at your home insurance and apply to your insurer.
With some insurers, dogs are excluded from comprehensive home insurance by default. It is necessary to take out insurance for your dog (mandatory), which has the advantage of also covering family members. You can take out specific insurance, called private life civil liability. The coverage of veterinary expenses can go up to 100% depending on the contract.