With some cards, withdrawing money abroad is almost free of charge. Some banks also charge a foreign currency fee – as shown in the table.
Some cards are easier to pay abroad than others. There may also be a fee for bookings, such as for hotels. If the conversion is made at the service provider, a worse exchange rate often applies. There are different payment methods for cards, with debit cards, for example, the money is debited directly from the current account. If you usually use a debit card to pay, it's best to take another card with you on holiday.