“Especially for total refusers’: CDU brings payment card into play for citizens’ benefit recipients. “Perhaps it will even be so successful that we will soon discuss expanding the concept of benefits in kind through payment cards to other areas of the social system,” says Maximilian Mörseburg.

The card is topped up with credit every month via a transfer from the social authorities to banks. Paying out cash is minimized; the countries decide on restrictions or additional functions for the payment card.