In March, according to data from the Abi monthly report, the average rate on new transactions for the purchase of homes decreased to 3.79% from 3.89% in February. The Report also records a decline in market rates in the first 10 days of April.
In March 2024, medium and long-term funding, through bonds, grew by 18.5% compared to a year earlier (+17.9% in the previous month) A decline, underlines the ABI in its monthly report,. "consistent with the slowdown in economic growth which contributes to depressing the demand for loans". Sufferings also decreased slightly during the month. Net bad loans (i.e. net of write-downs and provisions already made by the banks with their own resources) in February 2024 were 17.4 billion euros (17.5 billion in thePrevious month) The ratio of net bad debts to total loans also fell, to 1.03% in January (4.04% in November 2015).